Bybit, a cryptocurrency and financial services platform serving over 80 million users globally, has expanded its in-app AI assistant with personalization and memory capabilities, the company announced on October 22, 2026. The update to Bybit AI enables the conversational interface to build user profiles based on assets, positions, trading behavior, and risk tolerance, creating a unified hub across the platform’s trading, wealth management, and payment services.

  • Launch Date: September 2026 (initial release); October 2026 (personalization update)
  • User Base: More than 80 million users worldwide
  • Key Features: Personalized analysis, cross-product integration, long-term memory retention, and customized entry points for specific use cases
  • Supported Services: Markets, Trading, Earn, Card, and main account operations

The enhanced Bybit AI operates across three core pillars designed to place users at the center of their financial experience. The personalized layer analyzes actual account data and financial behavior with user permission to generate tailored outputs. A connected layer integrates across multiple Bybit products, drawing from the full picture of holdings and activity rather than isolated product views. The remembered layer stores user preferences and conversation context, allowing subsequent interactions to build on previous exchanges.

The update introduces a Featured section offering predefined prompts for specific use cases, such as generating wealth management plans based on assets and risk tolerance. Results include structured analysis, key data points, clear insights, and suggested next steps. Users can deploy the assistant within a dedicated sub-account while maintaining full control over permissions and limits. Bybit emphasizes that outputs are informational only and do not constitute investment advice, with all instructions requiring explicit customer authorization before execution.

The platform has built Bybit AI on a security-first architecture as it positions conversational intelligence as core infrastructure for its AI-native financial services roadmap. The company plans to introduce further updates to the assistant as development continues across its ecosystem of investing, trading, payments, and wealth-building services.

By Gavriel Gavrielides

Gavriel Gavrielides is the Founder and Chief Editor of fintech-intelligence. An ACA-qualified finance executive, he previously served as Group CFO and Global Head of Accounting & Finance for a major international Forex broker with over 800 employees, following a foundational career as an auditor at a Big Four firm. Having spent over 15 years navigating complex international regulatory frameworks, scaling financial infrastructure, and managing global corporate strategies, Gavriel launched fintech-intelligence because he recognized that the traditional boundaries between finance and technology have completely dissolved. He saw a critical need for an industry publication driven by actual operational expertise rather than outside commentary. Today, Gavriel leverages his deep institutional background to cut through the market noise, delivering high-signal, deeply analytical insights into the technologies, regulations, and innovations reshaping the future of money. Connect with Gavriel on https://www.linkedin.com/in/gavriel-gavrielides-103734124/