Circle Internet Group and Tereina, an SAP-backed financial services company, announced a partnership on October 7, 2026, to integrate USDC and EURC stablecoins directly into enterprise business applications, starting with SAP Cloud ERP. The collaboration enables companies to send and receive stablecoin payments without leaving their existing software systems, addressing workflows that underpin 84% of global commerce.

  • Primary stablecoin for USD flows: USDC
  • Primary stablecoin for EUR flows: EURC
  • Target ecosystem: SAP customers via SAP Pay
  • Launch timing: October 2026, with proof-of-value programs planned in coming months

The integration eliminates friction by embedding stablecoin functionality into applications enterprises already rely on, rather than requiring separate systems. Circle issues both USDC and EURC through regulated entities, while Tereina provides agentic payment capabilities embedded within business workflows. The partnership will give eligible businesses access to blockchain-based settlement and enhanced options for managing global payments and treasury operations.

Stablecoins are increasingly becoming a core infrastructure layer for global commerce. Working with Tereina to bring USDC and EURC into the applications that enterprises already use is an important step toward making internet-native money easier to integrate into everyday business operations. By connecting Circle’s infrastructure with Tereina’s enterprise payment workflows, we can help businesses realize the benefits of faster, more programmable and more globally accessible money movement.

– Jeremy Allaire, Co-Founder, Chairman and CEO of Circle

Tereina is built on the core belief that the future of financial services is agentic, embedded, and digital. This partnership with Circle makes it easy to move into the future without changing how businesses already operate — stablecoin payments become a native feature of the applications they already trust.

– Cedric Bru, CEO, Tereina

Over the coming months, both companies plan to conduct joint proof-of-value programs with customers, provide training for treasury and payments specialists, and collaborate with ecosystem partners to incorporate stablecoin payments into broader enterprise transformation initiatives. The partnership also aims to develop insights into real-world enterprise stablecoin adoption as implementations progress.

Jeremy Allaire, Co-Founder, Chairman, and CEO of Circle. Source: LinkedIn

Cedric Bru, CEO of Tereina. Source: LinkedIn

By Gavriel Gavrielides

Gavriel Gavrielides is the Founder and Chief Editor of fintech-intelligence. An ACA-qualified finance executive, he previously served as Group CFO and Global Head of Accounting & Finance for a major international Forex broker with over 800 employees, following a foundational career as an auditor at a Big Four firm. Having spent over 15 years navigating complex international regulatory frameworks, scaling financial infrastructure, and managing global corporate strategies, Gavriel launched fintech-intelligence because he recognized that the traditional boundaries between finance and technology have completely dissolved. He saw a critical need for an industry publication driven by actual operational expertise rather than outside commentary. Today, Gavriel leverages his deep institutional background to cut through the market noise, delivering high-signal, deeply analytical insights into the technologies, regulations, and innovations reshaping the future of money. Connect with Gavriel on https://www.linkedin.com/in/gavriel-gavrielides-103734124/