Transaction Network Services (TNS) has enhanced its Payment Orchestration platform with smart routing capabilities designed to improve payment approval rates and reduce transaction costs for businesses operating in unattended and high-volume payment environments. The technology automatically evaluates each transaction against configurable business rules, performance signals, and provider availability, directing payments through the optimal processing route. The solution targets operators in parking, EV charging, transportation, vending, and retail sectors processing transactions across multiple markets and payment methods.
- Target sectors: Parking, EV charging, transportation, vending, and retail
- Key capability: Automatic routing based on business rules, performance signals, and provider availability
- Platform component: Real-time visibility dashboard through TNSPay Merchant Portal with AI-assisted analytics
- Additional features: Support for Android-based unattended terminals and Bring Your Own App capabilities
Payment optimization has become critical as transaction approval depends on multiple variables including issuer, acquirer, card type, payment method, transaction channel, and geography. In unattended environments, each failed transaction represents lost revenue without recovery opportunity. For operators processing high volumes, even marginal improvements in acceptance rates and costs deliver significant commercial impact.
Every failed transaction in an unattended environment represents lost revenue with no opportunity for recovery. TNS’s optimal routing technology gives operators the intelligence to maximize the value of every payment by responding automatically to changing transaction conditions, helping to improve revenue without increasing operational complexity.
– Michael Johnson, Global Managing Director, TNS Payments Market
Every payment has an optimal path, but identifying and acting on that path in real time across hundreds of parameters is not something operators should have to manage themselves. TNS Payment Orchestration uses smart routing to apply those parameters at scale, giving operators greater control over their routing strategy while removing the need to make individual transaction decisions manually.
– David Hore, Senior Director, Payments Product Portfolio, TNS Payments Market
The platform includes the TNSPay Merchant Portal, which provides real-time visibility into payment performance across providers, channels, and locations. AI-assisted insights help operators identify approval and decline patterns, with configurable dashboards and natural language data exploration tools enabling teams to shift from reactive reporting to proactive optimization decisions. TNS operates the Payment Orchestration platform across multiple payment channels and markets globally.
Michael Johnson, Global Managing Director at TNS Payments Market. Source: LinkedIn
David Hore, Senior Director, Payments Product Portfolio at TNS Payments Market. Source: LinkedIn
