Monetae, a regulated digital finance platform operating in Latin America, launched Monetae Markets to provide customers in El Salvador with access to tokenized US equities and exchange-traded funds starting at just $5. The expansion, supported by Alpaca, a brokerage infrastructure provider, marks a significant step in connecting fragmented financial systems across the region by integrating payments, digital assets, and investment products into a single regulated platform.
- Minimum Investment: $5 per position
- Initial Product Offering: 70 tokenized US equities and ETFs across technology, financials, healthcare, real estate, and sector funds
- Regulatory Framework: El Salvador’s Law for the Issuance of Digital Assets (LEAD), with oversight from the National Commission of Digital Assets (CNAD)
- Core Infrastructure: Alpaca provides custody, settlement, and position management through its OmniSub platform
The partnership addresses a critical gap in Latin American financial access. While the region has numerous investment products available, customers traditionally juggled multiple applications and institutions, separate platforms for payments, digital assets, foreign brokerage accounts, and traditional banking, each with distinct onboarding requirements, fee structures, and operational constraints. Monetae consolidates these functions under one regulated ecosystem, eliminating the need for customers to open offshore accounts or wire funds internationally.
Latin America does not lack investors. It lacks access. Our collaboration with Alpaca is a decisive step in building the financial infrastructure Monetae envisions for the region. By combining Alpaca’s capabilities in the US securities market with our experience in regulated digital assets, we can bring new investment opportunities to the region through a more accessible, reliable, and intuitive experience.
The infrastructure separates responsibilities strategically: Alpaca custodies underlying securities while Monetae manages the regulated digital asset layer, tokenization, customer onboarding, and compliance. Alpaca’s OmniSub platform handles sub-accounting, position management, reconciliation, trade matching, and corporate action processing within an omnibus account structure, critical operational capabilities for connecting underlying securities to tokenized products.
The launch reflects convergent market developments: growing demand for digital investment access, maturation of the tokenized US equities market, and El Salvador’s dedicated regulatory framework for digital assets. Monetae is a regulated digital finance platform in Latin America offering asset tokenization, digital asset services, and investment products through its consumer app.
