FTMO has introduced the FTMO Instant Account, a proprietary trading account that activates immediately upon purchase, allowing traders to deploy capital without waiting periods or evaluation delays. The account operates on the same infrastructure and tools as FTMO’s existing offerings but provides direct access to simulated capital for traders who identify time-sensitive market opportunities.

  • Reward structure: 90% of simulated profits retained on first payout
  • Maximum daily loss: 3%; overall maximum loss: 10% on intraday trailing balance basis
  • Leverage: Up to 1:100
  • Account sizes: $5,000, $10,000, $25,000, $50,000, or $100,000
  • Pricing: $189 to $3,399
  • Consistency requirement: 30% minimum

The product targets three trader segments: those managing multiple accounts who need additional capital for setups that exceed existing risk parameters; traders without active accounts who wish to capitalize on emerging market conditions; and experienced traders seeking streamlined account access on their own timeline. FTMO emphasizes that direct access does not reduce trading standards; the account’s loss limits and consistency requirements are stricter than those found in the company’s 1-Step and 2-Step challenge programs.

The Instant Account maintains FTMO‘s existing payout reliability and operates without artificial trading schedules or forced holding periods. Traders select account parameters and begin trading immediately following purchase completion. The company stated that its infrastructure has supported traders for years, with the Instant Account providing that same operational foundation without delays or queue systems.

FTMO is a proprietary trading firm that offers funded trading accounts and evaluation programs for retail traders operating on simulated capital.

By Gavriel Gavrielides

Gavriel Gavrielides is the Founder and Chief Editor of fintech-intelligence. An ACA-qualified finance executive, he previously served as Group CFO and Global Head of Accounting & Finance for a major international Forex broker with over 800 employees, following a foundational career as an auditor at a Big Four firm. Having spent over 15 years navigating complex international regulatory frameworks, scaling financial infrastructure, and managing global corporate strategies, Gavriel launched fintech-intelligence because he recognized that the traditional boundaries between finance and technology have completely dissolved. He saw a critical need for an industry publication driven by actual operational expertise rather than outside commentary. Today, Gavriel leverages his deep institutional background to cut through the market noise, delivering high-signal, deeply analytical insights into the technologies, regulations, and innovations reshaping the future of money. Connect with Gavriel on https://www.linkedin.com/in/gavriel-gavrielides-103734124/