Checkout.com, a global digital payments provider, went live on 29 October 2026 with Visa Payment Passkey (VPP), enabling merchants to authenticate online transactions using device unlock methods such as fingerprint or face recognition instead of one-time passcodes. The phased rollout begins with selected merchants across the UK and Europe.
- Authentication method: Replaces OTP with cardholder device unlock (fingerprint, face scan)
- Target sectors: Retailers, marketplaces, food delivery platforms, digital services
- Deployment: Integrates with existing Checkout.com merchant infrastructure without requiring new checkout flow
- Customer base: Supports both first-time and returning customers
The solution reduces checkout friction while maintaining security protocols. If passkey authentication is unavailable, transactions revert to existing verification methods. Checkout.com merchants gain access through their current secure infrastructure, eliminating the need for system rebuilds.
Every one-time passcode is a point where a customer can walk away. Visa Payment Passkey lets returning shoppers authenticate the way they already unlock their phone, making checkout both safer and simpler. Because it runs on the authentication infrastructure our merchants already use, they can offer it without rebuilding their checkout.
– Rami Josef, Senior Product Director, Checkout.com
Checkout.com also supports Visa’s Trusted Agent Protocol, helping merchants identify legitimate AI shopping agents while filtering malicious traffic. This capability addresses growing use of AI agents in payment initiation, where reliable authentication of both user identity and purchase intent becomes critical for fraud prevention.
Consumers increasingly expect digital experiences that are both seamless and secure. By bringing Visa Payment Passkey to Checkout.com’s merchants, we’re making it easier for businesses to reduce friction at checkout and for consumers to authenticate securely. That will become even more important as AI agents play a greater role in how people shop and pay.
– Mathieu Altwegg, Head of Product & Solutions, Visa
Checkout.com is a London-based digital payments company serving merchants globally with payment processing infrastructure and solutions.
Rami Josef, Senior Product Director at Checkout.com. Source: LinkedIn
Mathieu Altwegg, Head of Product & Solutions at Visa. Source: LinkedIn
