The Central Bank of Ireland has issued a formal warning against Personal Financing, an unauthorised retail credit firm operating without proper regulatory approval. The warning, published on 4 September 2026, alerts Irish consumers and investors to the firm’s illegal status and provides contact details used in its operations.
- Unauthorised Firm: Personal Financing
- Website: https://personalfinancing.co.uk/#
- Email: info@personalfinancing.co.uk
- Phone: 02080584359
- Telegram Channel: https://t.me/LoanFinance12
Personal Financing holds no authorisation to provide retail credit services in Ireland, making any lending activities undertaken by the firm illegal. The Central Bank has published the firm’s name under Section 53 of the Central Bank (Supervision and Enforcement) Act 2013, a statutory measure that formally designates unauthorised financial service providers.
Consumers who suspect they have encountered this unauthorised firm or possess information about its operations are urged to contact the Central Bank directly at (01) 224 5800. The regulator emphasises the importance of verifying a firm’s authorisation status before engaging in any financial transactions or providing personal information.
The Central Bank recommends that individuals seeking protection from financial fraud visit its dedicated scams information portal at www.centralbank.ie/financialscams. This resource guides on identifying fraudulent schemes and steps consumers can take to safeguard their finances and personal data.
