Bybit has enabled Trade Auto-Repayment on its Unified Trading Account (UTA) effective November 12, 2026, at 8 AM UTC. The feature automatically deploys assets received from Spot trading to repay corresponding borrowing liabilities, removing the need for manual settlement and reducing interest expenses for margin traders.
- Launch Date: November 12, 2026, 8 AM UTC
- Supported Account Modes: Cross Margin Mode and Portfolio Margin Mode
- Default Setting: Disabled; users must manually enable via UTA trading settings
- Repayment Priority: Derivatives liabilities prioritized first, followed by Spot liabilities with flexible borrowing
The auto-repayment mechanism prioritizes derivatives liabilities before Spot liabilities with flexible borrowing, designed to reduce liquidation risk. Upon completion of a Spot trade, received assets are immediately applied to repay liabilities in the corresponding asset class without requiring user intervention. Isolated Margin Mode is not supported under the new feature.
Users can activate Trade Auto-Repayment by navigating to the UTA trading page, accessing Settings, and toggling the Trade Auto-Repayment option. The feature takes effect immediately, with all subsequent Spot trades triggering automatic repayment. Bybit has deployed three API endpoints to support the feature: a new POST endpoint to configure the toggle, a new GET endpoint to retrieve status, and an enhanced endpoint supporting global toggles and automatic settings inheritance for newly listed assets.
Bybit is a cryptocurrency derivatives exchange offering spot, margin, and perpetual futures trading services to retail and institutional traders worldwide.
