Bybit, a cryptocurrency trading platform serving over 80 million users globally, has partnered with XAUE Protocol to launch a fixed-term savings product for holders of Tether Gold (XAUT). The offering, available on Bybit Easy Earn, provides eligible participants with a 2.83% fixed annual percentage rate over a 90-day term, beginning October 26, 2026, at 12:00 UTC.

  • APR Rate: 2.83% fixed over 90 days
  • Available Pool: 2,000 XAUT tokens
  • Launch Date: October 26, 2026 at 12:00 UTC
  • Allocation Method: First-come, first-served basis
  • Underlying Asset: Tether Gold (XAUT), an Ethereum-based tokenized gold asset

XAUE, known as XAU-Earn, functions as an institutional-grade yield-generating protocol built on the Ethereum blockchain. The framework preserves full exposure to the underlying gold-backed asset while generating returns denominated in gold. By integrating XAUE into Bybit’s ecosystem, the partnership extends access to this yield mechanism beyond institutional investors to Bybit’s broader retail user base through a simplified savings subscription model.

The savings product represents a continuation of Bybit‘s expansion into cryptocurrency-based wealth management services. The platform combines traditional investing, trading, payments, and wealth-building functionality within a single ecosystem. Users interested in the XAUT savings offering should note that terms and conditions apply, with full eligibility details available through Bybit Easy Earn.

By Gavriel Gavrielides

Gavriel Gavrielides is the Founder and Chief Editor of fintech-intelligence. An ACA-qualified finance executive, he previously served as Group CFO and Global Head of Accounting & Finance for a major international Forex broker with over 800 employees, following a foundational career as an auditor at a Big Four firm. Having spent over 15 years navigating complex international regulatory frameworks, scaling financial infrastructure, and managing global corporate strategies, Gavriel launched fintech-intelligence because he recognized that the traditional boundaries between finance and technology have completely dissolved. He saw a critical need for an industry publication driven by actual operational expertise rather than outside commentary. Today, Gavriel leverages his deep institutional background to cut through the market noise, delivering high-signal, deeply analytical insights into the technologies, regulations, and innovations reshaping the future of money. Connect with Gavriel on https://www.linkedin.com/in/gavriel-gavrielides-103734124/